Mortgage Affordability Calculator
Olim Advice · Property
What can you borrow?
Israeli mortgages cap how much you can borrow by who you are and what the home is for. Set the numbers and see your loan, deposit and monthly payment take shape.
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Deposit you'll put down25%
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Term25 yrs
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Indicative estimate, not a loan offer. Israeli mortgages are usually a blend of tracks (at least a third fixed, with the prime-linked portion capped), so a real quote differs from a single-rate calculation. Bank of Israel caps borrowing at 75% for a resident first home, 70% when replacing a home, and 50% for investors and non-residents; mortgage insurance is mandatory. The Bank of Israel cut its base rate to 3.75% in May 2026, putting prime near 5.25% — adjust the rate to your quote. Approval depends on income and your full profile.
Olim Advice · olimadvice.com